Abstract

The purpose of this study was to find out how the Muncar Sub-district fishing community handled poverty throughout their lives. This research is a qualitative descriptive study using in-depth interviews conducted on 110 respondents from Fisher. The results of this study find out the main reason for being a fisherman because this work is derived from generation to generation, this is due to the low education of fishing families with most of the income of 1-10 million per year. This amount is not a large number and makes this profession attractive to fight for, therefore the priority of primary needs is higher than secondary, awareness of the use of insurance is quite low, low post-harvest financial planning and difficult capital gains cause fishermen to obtain capital through debt and the majority of fishermen have loan. The loan source is very friendly, and many are chosen by fishermen with a loan system to ship owners because it will make it easier for fishermen to make payments by deducting the honorarium as a crew